Small business lending in Kazakhstan, Детальна інформація

Respondent: Ms. Sahauyeva Zhanar, the chief accountant of “Oasis” company.

1. Information about company.

1. For what purpose company was organized?

2. Sources of funded capital (relatives, savings, sponsors)?

sphere do you work (trade or production)?

4. How many employees do company has?

2. Goals of receiving a loan.

2.1. How do you think, do small enterprises need to be credited?

2.2. How company used a loan?

2.3. What amount of gain did company received from the loan?

3. Loan.

3.1. In what bank do you prefer to receive a loan?

3.2. What liquid pledge did the company provide?

3.3. What interest rates did the company pay?

3.4. In which terms the company can made a repayment (monthly, quarterly or in the certain date)?

Appendix 2

Table #1

| |For the 1 October 1997 |For the 1 April 1998 |

|Regions | | |

| |Parity of small |Parity of small |

| |business wages and |business wages and |

| |region’s (%) |region’s (%) |

|Akmolinskaya |64.5 |74.9 |

|Aktubinskaya |53.8 |46.0 |

|Almatinskaya |91.5 |75.9 |

|Almaty |80.2 |70.9 |

|Atirauskaya |52.2 |50.3 |

|Zhambilskaya |40.3 |36.9 |

|Karagandinskaya |38.3 |35.6 |

|Kizilordinskaya |45.2 |41.9 |