Банківський менеджмент та страхування вкладів, Детальна інформація

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“Ia\x00F0eaoeia ia\x00F0aaeaa/a\x00BA ianaiia\x00F0aae c’ynoaaiiy eiea \x00F0aaeueieo \x00B3 iioaioe\x00B3eieo ee\x00B3\x00BAio\x00B3a aaieo iacaeaaeii a\x00B3ae i\x00B3noey ?oiueiai \x00F0icoaooaaiiy. A ca\x00F0oa\x00B3aei\x00B3e i\x00F0aeoeoe\x00B3 aaaaoi eiia\x00F0oe\x00B3eieo aaie\x00B3a, noai\x00F0ai\x00B3 ye oa\x00F0eoi\x00F0\x00B3aeuei\x00B3, caiaeii aeeoee ca iaae\x00B3 ianeoaiaoaaii? oa\x00F0eoi\x00F0\x00B3?, noai\x00F0eaoe o\x00B3e\x00B3? nai?o aaie\x00B3a ii an\x00B3e e\x00F0a?i\x00B3” [1; 44]. Oni\x00B3oia canoinoaaiiy ia\x00F0eaoeiao aeiaaa\x00BA aeia\x00F0iai ciaiiy aaieii, yeeo aaie\x00B3anueeeo iineoa iio\x00F0aaothoue o\x00B3\x00F0ie, \x00F0icoaoiaai\x00B3 ia oa\x00F0eoi\x00F0\x00B3?, yeo a\x00B3i ianeoaiao\x00BA, e\x00B3euee\x00B3ni\x00B3 ia\x00F0aiao\x00F0e oeeo iineoa, aeiiae ee\x00B3\x00BAio\x00B3a aei ?o yeino\x00B3. C oe\x00B3\x00BAth iaoith aaie iiaea i\x00F0iaiaeeoe aieaooaaiiy nai?o \x00F0aaeueieo \x00B3 iioaioe\x00B3eieo ee\x00B3\x00BAio\x00B3a. A oae\x00B3e aieao\x00B3 iathoue aooe ia\x00F0a\x00F0aoiaai\x00B3 aeaee iineoa, yeeo iio\x00F0aaoaaoe ee\x00B3\x00BAio.

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Iaiao\x00B3aeieie oiiaaie oni\x00B3iiai i\x00F0iaaaeaiiy aaie\x00B3anueeiai ia\x00F0eaoeiao \x00BA noai\x00F0aiiy \x00F0icaaeoaeaii? nenoaie \x00B3ioi\x00F0iaoe\x00B3eii? neoaeae, aeniea oaoi\x00B3/ia iniauai\x00B3noue, cie\x00F0aia iiaeeea\x00B3noue canoinoaaiiy aeaeo\x00F0iiii-ia/enethaaeueii? oaoi\x00B3ee o i\x00F0ioean\x00B3 aiae\x00B3co e i\x00F0iaiicoaaiiy eii’thieoo\x00F0e \x00F0eieo, i\x00F0aai\x00B3caoe\x00B3? \x00F0aeeaie.

2. Oi\x00F0aae\x00B3iiy e\x00B3ea\x00B3aei\x00B3noth

a aaie\x00B3anueeeo onoaiiaao.

Aaaeeeaei oaeoi\x00F0ii, ui aieeaa\x00BA ia iiieo ia oie /e \x00B3ioee aaie\x00B3anueeee aeoea \x00BA eiai e\x00B3ea\x00B3aei\x00B3noue, “oiaoi iane\x00B3eueee oaeaeei oeae aeoea iiaeia ia\x00F0aoai\x00F0eoe o aio\x00B3aeo aac cia/ieo ao\x00F0ao eiai aa\x00F0oino\x00B3” [2;140]. Oiio iaeiei c aieiaieo caaaeaiue, ui noi?oue ia\x00F0aae anyeei aaieii, \x00BA caaacia/aiiy aeinoaoiuei? e\x00B3eueeino\x00B3 aio\x00B3aee, iaiao\x00B3aeii? aeey aeieaoe aeeaaeieeai o \x00F0ac\x00B3 a\x00B3aeieeao aeeaae\x00B3a, oiaoi eiee aeaiiceoe ao\x00F0a/athoueny, ai aeeaaeieee aeeo/athoue nai? a\x00F0io\x00B3 \x00B3 aeiaaathoue io\x00F0eiaiiy aio\x00B3aee. “Uia iaoe i\x00B3ae \x00F0oeith aeinoaoith noio aio\x00B3aee, aaie iiaeiai oi\x00F0aaeyoe e\x00B3ea\x00B3aei\x00B3noth. Eiio iio\x00F0\x00B3aii aeey iie\x00F0eooy ciaia’ycaiue aeeaaeieeai iaoe a\x00B3aeiia\x00B3aeio e\x00B3euee\x00B3noue e\x00B3ea\x00B3aeieo aeoea\x00B3a” [2;264].

I.Ae. A\x00B3einoioeueea cacia/a\x00BA, ui “ iianyeaeaiia \x00F0iaioa eiia\x00F0oe\x00B3eiiai aaieo ii oi\x00F0aae\x00B3iith e\x00B3ea\x00B3aei\x00B3noth ni\x00F0yiiaaia ia naiicaa\x00F0aaeaiiy aaieo, oiiaith yeiai aenooia\x00BA aacoieiia aeeiiaiiy ciaia’ycaiue ia\x00F0aae ee\x00B3\x00BAioaie. C i\x00F0aai\x00B3caoe\x00B3eii? oi/ee ci\x00F0o aiia ia\x00F0aaeaa/a\x00BAaeio\x00F0eiaiiy ni\x00B3aa\x00B3aeiioaiue ie\x00F0aieo a\x00F0oi \x00B3 noaoae ianea\x00B3a \x00B3 aeoea\x00B3a aaeaino, cao\x00B3eniaaieo o iaaieo iieacieeao” [1;88]. Oae\x00B3 iieacieee iiae\x00B3eythoue ia aioo\x00F0\x00B3oi\x00B3 oa ciai\x00B3oi\x00B3.

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“Ioaea, nooi\x00B3noue aaie\x00B3anueeiai oi\x00F0aae\x00B3iiy e\x00B3ea\x00B3aei\x00B3noth iieyaa\x00BA o aio/eiio ii\x00BAaeiaii\x00B3 i\x00F0ioeeaaeieo aeiia caaaeueii? \x00B3 niaoeeo\x00B3/ii? e\x00B3ea\x00B3aeiino\x00B3. Oe\x00B3eueiaa ooieoe\x00B3y oi\x00F0aae\x00B3iiy e\x00B3ea\x00B3aei\x00B3noth eiia\x00F0oe\x00B3eiei aaieii iieyaa\x00BA a iaenei\x00B3caoe\x00B3? i\x00F0eaooeo i\x00F0e iaia’yceiaii aeio\x00F0eiaii\x00B3 anoaiiaeaieo \x00B3 aeciaiieo naiei aaieii aeiiii\x00B3/ieo ii\x00F0iaoea\x00B3a” [1;89-90].

Cae\x00B3eniaiiy oi\x00F0aae\x00B3iiy e\x00B3ea\x00B3aei\x00B3noth aeiaaa\x00BA a\x00B3aeiia\x00B3aeiiai iia\x00F0aoeaii-\x00B3ioi\x00F0iaoe\x00B3eiiai caaacia/aiiy. Aaie iiaeiiee iaoe iia\x00F0aoeaio \x00B3ioi\x00F0iaoe\x00B3th i\x00F0i iayai\x00B3 a iueiai e\x00B3ea\x00B3aei\x00B3 eiooe, i/\x00B3eoaai\x00B3 iaaeoiaeaeaiiy e iaeaooi\x00B3 ieaoaae\x00B3. Oey \x00B3ioi\x00F0iaoe\x00B3y iiaea\x00BAoueny a aeaeyae\x00B3 a\x00F0ao\x00B3e\x00B3a iaaeoiaeaeaiue \x00B3 ieaoaae\x00B3a, ui aeieeaathoue c i\x00F0eeiyoeo ciaia’ycaiue, ia a\x00B3aeiia\x00B3aeiee ia\x00F0\x00B3iae. Aeaia \x00B3ioi\x00F0iaoe\x00B3y \x00BA iniiaith aeey \x00F0icaeyaeo iaeaoa e\x00F0aaeeoieo i\x00F0iiiceoe\x00B3e ia aeaiee ia\x00F0\x00B3iae.

Aaie\x00B3anueea oi\x00F0aae\x00B3iiy e\x00B3ea\x00B3aei\x00B3noth ia\x00BA iaai\x00B3 iniaeeaino\x00B3 ii\x00F0\x00B3aiyii c \x00B3ioeie eiia\x00F0oe\x00B3eieie i\x00B3aei\x00F0e\x00BAinoaaie. sse \x00B3 a \x00B3ioeo i\x00B3aei\x00F0e\x00BAinoaao, a aaieao iaenei\x00B3caoe\x00B3y i\x00F0eaooeo aeinyaa\x00BAoueny ca\x00B3eueoaiiyi iaaeoiaeaeaiue (aeoi\x00F0ao) e nei\x00F0i/aiiyi aeo\x00F0ao. I\x00F0ioa ci\x00B3no oeeo iieaciee\x00B3a o eiia\x00F0oe\x00B3eieo aaieao niaoeeo\x00B3/iee. Aiie aeeth/athoue ia caaaeueiee (aaeiaee) iai\x00F0io aaie\x00B3anueeiai “aeoi\x00F0ao”, a eeoa oo eiai /anoeio, ui caaacia/o\x00BA oi\x00F0ioaaiiy e aeei\x00F0enoaiiy i\x00F0eaooeo. Iniiaiee aeaiaio iai\x00F0ioo – iaaeaiiy e iiaaoaiiy iice/ie – \x00F0aaoeth\x00BAoueny o a\x00B3aeiia\x00B3aeiino\x00B3 c caeiiaie \x00F0ooo aa\x00F0oino\x00B3, ui iaaeaia a iiceeo.

Ianya aaeiaiai i\x00F0eaooeo aaieo caeaaeeoue a\x00B3ae \x00F0ici\x00B3\x00F0o eioo\x00B3a, iaaeaieo o iiceeo, oa ?oiuei? “oe\x00B3ie”, oiaoi i\x00F0ioeaioieo noaaie. Ae\x00B3y eiaeiiai c oeeo oaeoi\x00F0\x00B3a, ie\x00F0\x00B3i aieeao \x00F0eieiai? eii’thieoo\x00F0e, caeaaeeoue a\x00B3ae niaoeeo\x00B3/ieo aeiia caaacia/aiiy e\x00B3ea\x00B3aeiino\x00B3.

Aaee/eia e\x00F0aaeeoieo aeeaaeaiue eiia\x00F0oe\x00B3eiiai aaieo aecia/a\x00BAoueny ianyaii aeanieo \x00B3 caeo/aieo eioo\x00B3a. I\x00F0ioa ia an\x00B3 oe\x00B3 eiooe iiaeooue aooe aeei\x00F0enoai\x00B3 aeey e\x00F0aaeeooaaiiy, aaeaea /anoeio ?o aaie caeeoa\x00BA a yeino\x00B3 \x00F0aca\x00F0a\x00B3a. Ioaea caaaeaiiyi aaieo \x00BA aecia/aiiy ianyao o.ca. aoaeoeaieo \x00F0ano\x00F0n\x00B3a, oiaoi oaeeo, ui ni\x00F0yiiaothoueny ia cae\x00B3eniaiiy e\x00F0aaeeoieo aeeaaeaiue. Aeeiy ia/eneaiiy ?o canoiniao\x00BAoueny oaea oi\x00F0ioea: