Кредитна система комерційних банків в налагоджені платіжного і розрахункового механізму в Україні, Детальна інформація

OAIA: E\x00D0AAeEOIA NENOAIA EIIA\x00D0Oe\x00B2EIEO AAIE\x00B2A

A IAEAAIAeAEAII\x00B2 IEAO\x00B2AEIIAI \x00B2

\x00D0IC\x00D0AOOIEIAIAI IAOAI\x00B2CIO A OE\x00D0A\x00AFI\x00B2.

1.Aeiiii\x00B3/ia nooue aaie\x00B3anueei? nenoaie.

1.1. Iniiai\x00B3 iaoiaeieia\x00B3/i\x00B3 i\x00B3aeoiaee aiae\x00B3co nooiino\x00B3 aaieo.

1.2. Iniiae iiaoaeiae aaie\x00B3anueei? nenoaie:

a) oa\x00F0aeoa\x00F0enoeea \x00B3 ooieoe\x00B3? oeaio\x00F0aeueiiai aaieo;

a) niaoeeo\x00B3ea \x00F0icaeoeo eiia\x00F0oe\x00B3eieo aaie\x00B3a.

2.Aieea a\x00F0ioiai-e\x00F0aaeeoii? iie\x00B3oeee aaie\x00B3a ia \x00F0icaeoie aeiiii\x00B3ee Oe\x00F0a?ie.

2.1. Ae\x00B3yeuei\x00B3noue aaie\x00B3a ia o\x00B3iainiaiio \x00F0eieo Oe\x00F0a?ie.

3.

3.1. Ooieoe\x00B3iioaaiiy aaie\x00B3a Oa\x00F0iii\x00B3eueueie (Cao\x00B3aeii? Oe\x00F0a?ie) a oiiaao e\x00F0eciai? aeiiii\x00B3ee oa ?o ni\x00F0eyiiy \x00F0icaeoeo ainiiaea\x00F0nueeeo a\x00B3aeiinei o noaiiaeaii\x00B3\x00B3 iiai? aeiiii\x00B3ee Oe\x00F0a?ie.

3.2. I\x00F0i ia\x00F0niaeoeae oa iniiai\x00B3 oeyoe aaeineiiaeaiiy e\x00F0aaeeoii? nenoaie a iaeaaiaeaeaii\x00B3 ieao\x00B3aeiiai \x00B3 \x00F0ic\x00F0aooieiaiai iaoai\x00B3cio a aeiiii\x00B3oe\x00B3 Oe\x00F0a?ie.

ANOOI.

жaae. Aiia aeiaaa\x00BA eiiieaenieo i\x00F0ia\x00F0ai aeiiii\x00B3/ieo \x00F0aoi\x00F0i, \x00F0aaeueieo aa\x00F0aio\x00B3e iaa\x00B3aeoeeueiino\x00B3 ia\x00F0aoiaeo a\x00B3ae aaei\x00B3i\x00B3no\x00F0aoeaii-ainiiaea\x00F0nueeeo iaoiae\x00B3a ea\x00F0\x00B3aieoeoaa aei \x00F0eieiai? aeiiii\x00B3ee.

Cia/ia \x00F0ieue a aeiiii\x00B3/ieo \x00F0aoi\x00F0iao iaeaaeeoue aoaeoeai\x00B3e o\x00B3iainia\x00B3e oa a\x00F0ioiai-к\x00F0aaeeoi\x00B3e iie\x00B3oeoe\x00B3. A noeoiiino\x00B3 c iai\x00F0yiii aaaaeaiiy aeanii? a\x00F0ioiai? iaeeieoe\x00B3 \x00B3 nenoaie a\x00F0ioiaiai ia\x00B3ao, nei\x00F0i/aiiy athaeaeaoiiai aeao\x00B3oeeoo, iie\x00B3ioaiiy iiaeaoeiaiai \x00F0aaoethaaiiy еeiiii\x00B3ee aaaeeeaa i\x00B3noea a icaei\x00F0iaeaii\x00B3 aeiiii\x00B3ee caeia\x00BA \x00F0aoi\x00F0ia aaie\x00B3anueei? nenoaie. Aaie\x00B3anuee\x00B3 \x00F0aoi\x00F0ie neeaaeathoueny \x00B3c ci\x00B3ie no\x00F0oeoo\x00F0e e\x00F0aaeeoiiai ia\x00B3ao, ui i\x00F0eaaaea aei iiaeo oi\x00F0i iaaeaiiy e\x00F0aaeeo\x00B3a oa ?o a\x00B3eueiiai i\x00F0iaeaaeo i\x00B3aei\x00F0e\x00BAinoaai, a oaeiae a\x00F0iiaaeyiai aac iina\x00F0aaeieoeoaa oeaio\x00F0aeueiiai aaieo.

Oa\x00F0aeoa\x00F0iith iciaeith \x00F0eieiai? aeiiii\x00B3ee \x00BA aeniei\x00F0icaeiooa \x00B3 \x00F0icaaeoaeaia o\x00B3iainiaa aaie\x00B3anueea nenoaia. *a\x00F0ac ia? cae\x00B3enith\x00BAoueny i\x00F0ioean aeoioeyoe\x00B3? o\x00B3iainiaeo \x00F0ano\x00F0n\x00B3a noni\x00B3euenoaa \x00B3 caaacia/o\x00BAoueny \x00B3o iaeaoaeoeai\x00B3oa \x00B3 \x00F0aoe\x00B3iiaeueia aeei\x00F0enoaiiy. Ca\x00B3aene iioiaeeoue \x00B3 i\x00F0ia\x00B3aeia \x00F0ieue \x00F0\x00B3ciiiai\x00B3oieo o\x00B3iainiaeo \x00B3inoeooo\x00B3a (ianaiia\x00F0aae, aaie\x00B3a) o noni\x00B3euenoa\x00B3.

\x00D0aaeoe\x00B3th ia neooaoe\x00B3th, ui neeaeanue a e\x00F0aaeeoi\x00B3e noa\x00F0\x00B3 ia noa\x00F0o\x00B3 \x00F0eieiaeo \x00F0aoi\x00F0i a Oe\x00F0a?i\x00B3, noaea iiyaa iacaeaaeieo eiia\x00F0oe\x00B3eieo aaie\x00B3a. Nia\x00F0oo aiie noai\x00F0thaaeeny ia aeoe\x00B3iia\x00F0ieo /e eiiia\x00F0aoeaieo canaaeao i\x00B3aei\x00F0e\x00BAinoaaie oe \x00B3ioeie no\x00F0oeoo\x00F0aie iaeiiai a\x00B3aeiinoaa /e aaeoc\x00B3. Oae c'yaeeeny aeoe\x00B3iia\x00F0ii-eiia\x00F0oe\x00B3ei\x00B3 aaiee Oe\x00F0eaaaaie (1989 \x00F0.), Oe\x00F0aoaeaaie (1989 \x00F0.), Ee?aeiiaoaeaaie (1990 \x00F0.). Iaeii/anii i\x00F0aai\x00B3ciaoaaeenue \x00F0aa\x00B3iiaeuei\x00B3 eiia\x00F0oe\x00B3ei\x00B3 aaiee aaaaoiaaeocaaiai \x00B3 aocueeiooieoe\x00B3iiaeueiiai i\x00F0ecia/aiiy - oae\x00B3, ye E\x00B3naaie, "Ea\x00F0iaoe", Aeiiaoaeaeiiaaie, Aeiiaanaaie, Aciaaaie. I\x00B3ae тeneii oeeo i\x00F0ioean\x00B3a ciooai\x00B3 aoee ia\x00F0aaoaeoaaoeny \x00B3 i\x00F0ia\x00B3aei\x00B3 aaiee-iiiiiie\x00B3noe ia a\x00F0ioiaiio \x00F0eieo. Aiie ci\x00B3ieee na\x00B3e noaoon ia aeoe\x00B3iia\x00F0i\x00B3 oa ia\x00F0eoee ia\x00F0aaaaeii ia eiia\x00F0oe\x00B3ei\x00B3 canaaee: Aa\x00F0ii\x00F0iiaaie "Oe\x00F0a?ia" AE, AE "Oe\x00F0nioeaaie" oa aeoe\x00B3iia\x00F0ii-eiia\x00F0oe\x00B3eiee I\x00F0ii\x00B3iaanoaaie. Ae\x00F0\x00B3oaeueiei e\x00F0ieii o ia\x00F0aaoaeia\x00B3 e\x00F0aaeeoii? nenoaie noaei i\x00F0eeiyooy a aa\x00F0aci\x00B3 1991 \x00F0ieo Aa\x00F0oiaiith \x00D0aaeith Oe\x00F0aїie Caeiio Oe\x00F0a?ie "I\x00F0i aaiee \x00B3 aaie\x00B3anueeo ae\x00B3yeuei\x00B3noue".

Iaoa oe\x00B3є? \x00F0iaioe - aeaoe aecia/aiiy aaieo ye oi\x00B3eaeueiiai yaeua aeiiii\x00B3/iiai aeeooy, i\x00F0iaiae\x00B3coaaoe no\x00F0oeoo\x00F0o aaie\x00B3anueei? nenoaie, yea aeeiio\x00BA ooieoe\x00B3? "e\x00F0iaaiinii? nenoaie" aeiiii\x00B3ee, aeaoe ioe\x00B3ieo ae\x00B3yeueiino\x00B3 oe\x00F0a?inueeeo aaie\x00B3a ia o\x00B3iainiaiio \x00F0eieo ca 1993 \x00F0\x00B3e oa ?o aieeao ia oi\x00F0ioaaiiy \x00F0eieiai? nioe\x00B3aeueii-i\x00F0\x00B3\x00BAioiaaii? aeiiii\x00B3ee a Oe\x00F0аi\x00B3, iieacaoe ia\x00F0niaeoeae \x00F0icaeoeo aaie\x00B3anueei? nenoaie Oe\x00F0a?ie.

1. Aeiiii\x00B3/ia nooue aaie\x00B3anueei? nenoaie.

1.2. Iniiai\x00B3 iaoiaeieia\x00B3/i\x00B3 i\x00B3aeoiaee aiae\x00B3co nooiino\x00B3 aaieo.

Ia\x00F0oee aaie o no/aniiio eiai \x00F0icoi\x00B3ii\x00B3 aeiee a \x00B2oae\x00B3? o 1407 \x00F0ioe\x00B3 (Banca di San Ucorgio) a Aaio?. Aeaea\x00F0aea no/anii? aaie\x00B3anueei? ni\x00F0aae o\x00F0aaa ooeaoe o ae\x00B3yeueiino\x00B3 na\x00F0aaeiueia\x00B3/ieo i\x00B3iye I\x00B3ai\x00B3/ii? \x00B2oae\x00B3?.

Ieoaiiy i\x00F0i oa, ui oaea aaie, ia \x00BA oaeei i\x00F0inoei, ye oea caea\x00BAoueny ia ia\x00F0oee iiaeyae. Eaaeooue, ui aaie - oea noiaeua a\x00F0ioae.

\x00D0acii c oei, oaea aeeoo\x00BAaa oeoia/aiiy aaieo ia o\x00B3eueee ia \x00F0ice\x00F0eaa\x00BA eiai noo\x00B3, a e i\x00F0eoiao\x00BA eiai ae\x00B3enia i\x00F0ecia/aiiy a ia\x00F0iaeiiio ainiiaea\x00F0noa\x00B3. Ua a\x00B3eueo oneeaaeith\x00BA ni\x00F0aao naia oa\x00F0i\x00B3iieia\x00B3/ia cia/aiiy neiaa aaie ("aaiei" - eaaa, ia ye\x00B3e cae\x00B3eniththoue a\x00F0ioia\x00B3 oa e\x00F0aaeeoi\x00B3 iia\x00F0aoe\x00B3?), a oaeiae oae\x00B3 no/ani\x00B3 ae\x00F0ace, ye aaie aeaieo, aaie \x00F0ineei, eieaeeiaee aaie, ye\x00B3 aei aaieo, ye oaeiaiai, ia iathoue i\x00B3yeiai a\x00B3aeiioaiiy.

A no/aniiio noni\x00B3euenoa\x00B3 aaiee caeiathoueny naieie \x00F0\x00B3ciiiai\x00B3oieie aeaeaie iia\x00F0aoe\x00B3e. Aiie ia o\x00B3eueee i\x00F0aai\x00B3ciaothoue a\x00F0ioiaee ia\x00B3a oa e\x00F0aaeeoi\x00B3 a\x00B3aeiineie, /a\x00F0ac ieo cae\x00B3eniththoueny o\x00B3iainoaaiiy ia\x00F0iaeiiai ainiiaea\x00F0noaa, no\x00F0aoia\x00B3 iia\x00F0aoe\x00B3?, eoiey - i\x00F0iaeaae oe\x00B3iieo iaia\x00F0\x00B3a, a a aea yeeo aeiaaeeao iina\x00F0aaeiaoeuee\x00B3 oaiaee oa oi\x00F0aae\x00B3iiy iaeiii. E\x00F0aaeeoi\x00B3 onoaiiae aenooiaathoue a yeino\x00B3 eiinoeueoaio\x00B3a, i\x00F0eeiathoue o/anoue a iaaiai\x00F0aii\x00B3 ia\x00F0iaeiainiiaea\x00F0nueeeo i\x00F0ia\x00F0ai, aaaeooue noaoenoeeo, iathoue nai? i\x00B3aeniai\x00B3 i\x00B3aei\x00F0e\x00BAinoaa.

пonoee iien iia\x00F0aoe\x00B3e, ye\x00B3 aeeiiothoueny aaieii, ye\x00B3 i\x00F0e an\x00B3e ?o aaaeeeaino\x00B3 ia c'yniaothoue oeaio\x00F0aeueiiai ieoaiiy i\x00F0i oa, c /iai neeaaea\x00BAoueny ae\x00B3enia nooi\x00B3noue aaieo.

Aaie ye onoaiiaa aai i\x00F0aai\x00B3caoe\x00B3y. Iaea\x00B3eueo ianiaei oyaeaiiyi i\x00F0i aaie \x00BA eiai aecia/aiiy ye onoaiiae, ye i\x00F0aai\x00B3caoe\x00B3?. "Aaie\x00B3anuee\x00B3 onoaiiae oa i\x00F0aai\x00B3caoe\x00B3?" - iaea\x00B3eueo iiioey\x00F0iee oa\x00F0i\x00B3i, eiai iiaeia cono\x00F0\x00B3oe iianthaee ye o na\x00F0eici\x00B3e, iaoeia\x00B3e, oae \x00B3 a o/aia\x00B3e e\x00B3oa\x00F0aoo\x00F0\x00B3, o aaie\x00B3anueeiio caeiiiaeaanoa\x00B3, aaie\x00B3anueeeo aeieoiaioao oa ia\x00F0\x00B3iaee/i\x00B3e e\x00B3oa\x00F0aoo\x00F0\x00B3. Ia ne\x00B3ae caaoaaoe, ui "i\x00F0aai\x00B3caoe\x00B3y" yaey\x00BA niaith iaaio \x00B3 aecia/aio noeoii\x00B3noue ethaeae. "I\x00F0aai\x00B3caoe\x00B3y (o\x00F0aioe. organisation, a\x00B3ae i\x00B3caeiieao. organiso - \x00F0iaeth no\x00F0oieiaeae, aeaooiaoth)... Ia'\x00BAaeiaiiy ethaeae, ye\x00B3 ae\x00B3thoue ia iniia\x00B3 i\x00F0aaee oa i\x00F0ioeaaeo\x00F0". Ui oea ca ia'\x00BAaeiaiiy, /ei aiii caeia\x00BAoueny o a\x00B3aeiia\x00B3aeiino\x00B3 \x00B3 ca nai?ie i\x00F0aaeeaie - ana oea noiniaii aaieo ye onoaiiae i\x00F0aai\x00B3caoe\x00B3? caeeoa\x00BAoueny i\x00F0eoiaaiei. Ne\x00B3ae a\x00B3aei\x00B3oeoe, ui aaie oi/a \x00B3 aeeiio\x00BA noni\x00B3eueio i\x00B3n\x00B3th, noni\x00B3eueia i\x00F0aai\x00B3caoe\x00B3y, a\x00B3i \x00B3noi\x00F0e/ii aoa ni\x00F0aaith i\x00F0eaaoii? iniae \x00B3 eeoa iio\x00B3i, \x00B3c \x00F0icaeoeii aaie\x00B3anueei? ni\x00F0aae, iniaeeai a no/anieo oiiaao ainiiaea\x00F0thaaiiy, ia\x00F0aoai\x00F0eany o aaeee\x00B3, na\x00F0aaei\x00B3 oa iae\x00B3 ia'\x00BAaeiaiiy.

вeaii\x00B3 i\x00F0i aaie ye onoaiiao a\x00B3i anioe\x00B3th\x00BAoueny \x00B3c neoaeaiaith eiioi\x00F0ith, \x00B3c aia\x00F0aoii oi\x00F0aae\x00B3iiy. Oe\x00F0iei \x00F0iciianthaeaeaia aeoiea, ui nioe\x00B3ae\x00B3noe/i\x00B3 aaieenoi\x00F0ioaaeenue ye i\x00F0aaie aeiiii\x00B3/iiai oi\x00F0aae\x00B3iiy. A N\x00D0N\x00D0, ye \x00B3 a \x00B3ioeo nioe\x00B3ae\x00B3noe/ieo e\x00F0a?iao, ia i\x00F0ioyc\x00B3 aeae\x00B3eueea aeanyoae\x00B3oue \x00B3nioaaee aaiee o\x00B3eueee aea\x00F0aeaaiiai iioiaeaeaiiy. Ii-ni\x00F0aaaeiueiio, aaie noaa /anoeiith aea\x00F0aeaaiiai aia\x00F0aoo oi\x00F0aae\x00B3iiy, eiio\x00F0ieth ca ae\x00B3yeuei\x00B3noth ainiiaea\x00F0noaa. A ia\x00F0\x00B3iae caneeey aaei\x00B3i\x00B3no\x00F0aoeaii-eiiaiaeieo iaoiae\x00B3a oi\x00F0aae\x00B3iiy c\x00F0iuoaaiiy aea\x00F0aeaaiiai aia\x00F0aoo c aaie\x00B3anueeei aia\x00F0aoii aaie iaaaaeoaaa aeaiaio iaaeaoaeiae. E\x00F0aaeeooaaiiy cae\x00B3enithaaeinue ia iniia\x00B3ii\x00F0iaoeaiiai, aee\x00F0aeoeaiiai \x00F0iciiae\x00B3eo \x00F0ano\x00F0n\x00B3a caa\x00F0oo, aacaio\x00B3aeia\x00B3 \x00F0ic\x00F0aooiee iaee aee\x00F0aeoeaiee oa\x00F0aeoa\x00F0, i\x00F0eioeei "iaeei aaie aeey ee\x00B3\x00BAioa" ia aeaaaa iniiae aeey \x00F0icaeoeo eiia\x00F0oe\x00B3eieo a\x00B3aeiinei o aaie\x00B3anuee\x00B3e noa\x00F0\x00B3. A oeeo oiiaao iaiaaaiiy ia'yaeoe eieeoi\x00B3 iao\x00B3 aaiee aacenii iaee ooo/iee oa\x00F0aeoa\x00F0; aeey oeueiai iaiao\x00B3aeia aoea \x00F0aaeeeaeueia eiiea ?o ca'yce\x00B3ac ee\x00B3\x00BAioaie, \x00F0icaeoie eiia\x00F0oe\x00B3eieo, a ia aee\x00F0aeoeaieo a\x00B3aeiinei i\x00B3ae ieie. O\x00B3eueee caaaeyee oeueiio a\x00B3aeiioaiiy i\x00B3ae aaieii oa i\x00B3aei\x00F0e\x00BAinoaaie iaaoaathoue ni\x00F0aaaei\x00B3e aeiiii\x00B3/iee oa\x00F0aeoa\x00F0, a aaie noa\x00BA aacenii.

Aaie ye i\x00B3aei\x00F0e\x00BAinoai. Eia\x00B3/iith \x00BA o\x00F0aeoiaea noo\x00B3 aaieo ia ye i\x00F0aai\x00B3caoe\x00B3? aai onoaiiae, a ye i\x00B3aei\x00F0e\x00BAinoaa. Naia oae a\x00B3i oa\x00F0aeoa\x00F0eco\x00BAoueny a aeayeeo \x00F0aaeyinueeeo ioae\x00B3eaoe\x00B3yo. Aaie aecia/a\x00BAoueny ia ye i\x00B3aei\x00F0e\x00BAinoai acaaae\x00B3, a ye eai\x00B3oae\x00B3noe/ia i\x00B3aei\x00F0e\x00BAinoai, ia i\x00F0inoi aaie, a eai\x00B3oae\x00B3noe/iee aaie. Aecia/aiiy aaieo ye eai\x00B3oae\x00B3noe/iiai i\x00B3aei\x00F0e\x00BAinoaa, ii-ia\x00F0oa, aecia/eei aaie ye yaeua o\x00B3eueee eai\x00B3oae\x00B3noe/iiai ainiiaea\x00F0noaa, ui ia a\x00B3aeiia\x00B3aea\x00BA \x00B3noi\x00F0e/iiio i\x00F0ioeano (aiie \x00B3nioaaee i\x00F0e oaiaeae\x00B3ci\x00B3); ii-ae\x00F0oaa, aiai\x00F0eei i\x00F0i iaiiaeeea\x00B3noue eiai \x00B3nioaaiiy ia ianooiieo aoaiao noni\x00B3eueiiai \x00F0icaeoeo. Naia aei oeueiai aeniiaeo i\x00F0eoiaeeei aaaaoi aeiiii\x00B3no\x00B3a o ia\x00F0ao\x00B3aeiee ia\x00F0\x00B3iae a\x00B3ae eai\x00B3oae\x00B3cio aei nioe\x00B3ae\x00B3cio, eiee i\x00F0iaieiooaaee aaiee nai\x00BA\x00F0\x00B3aeiei ia-aaieii, a \x00F0aaeeeaeueii a\x00B3aei\x00B3iiei a\x00B3ae eai\x00B3oae\x00B3noe/iiai aaieo.

sse \x00B3 aoaeue-yea i\x00B3aei\x00F0e\x00BAinoai, aaie \x00BA naiino\x00B3eii ainiiaea\x00F0thth/ei noa'\x00BAeoii, ia\x00BA i\x00F0aaa th\x00F0eaee/ii? iniae, ae\x00F0iaey\x00BA oa \x00F0aae\x00B3co\x00BA i\x00F0iaeoeo, aeeiio\x00BA iineoae, ae\x00B3\x00BA ia i\x00F0eioeeiao aini\x00F0ic\x00F0aooieo.