Поняття, принципи і система безготівкових розрахунків, Детальна інформація

— \x00F0ic\x00F0aooiee ca oiaa\x00F0i\x00B3 iia\x00F0aoe\x00B3? - ieaoaae\x00B3 ca oiaa\x00F0ii-iaoa\x00F0\x00B3aeuei\x00B3 oe\x00B3iiino\x00B3, iaaeai\x00B3 iineoae \x00B3 aeeiiaii\x00B3 \x00F0iaioe;

— \x00F0ic\x00F0aooiee ca iaoiaa\x00F0i\x00B3 iia\x00F0aoe\x00B3? - nieaoa iiaeaoe\x00B3a oa ia\x00F0a\x00F0aooaaiiy \x00B3ioeo ieaoaae\x00B3a aei athaeaeaoo, iaea\x00F0aeaiiy \x00B3 iiaa\x00F0iaiiy aaie\x00B3anueeeo iice/ie, no\x00F0aoiaeo noi oiui.

A caeaaeiino\x00B3 a\x00B3ae i\x00B3noey i\x00F0iaaaeaiiy aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a aeae\x00B3eythoue:

— aioo\x00F0\x00B3aea\x00F0aeaai\x00B3 (aioo\x00F0\x00B3i\x00B3nuee\x00B3, ui cae\x00B3eniththoueny a iaaeao iaeiiai ianaeaiiai ioieoo, \x00B3 i\x00B3aei\x00B3nuee\x00B3 - ca iaaeaie oeueiai ioieoo);

— i\x00B3aeaea\x00F0aeaai\x00B3 \x00F0ic\x00F0aooiee (i\x00B3ae ainiiaea\x00F0nueeeie noa’aeoaie, ye\x00B3 ciaoiaeyoueny ia oa\x00F0eoi\x00F0\x00B3yo \x00F0\x00B3cieo aea\x00F0aeaa).

Aacaio\x00B3aeia\x00B3 \x00F0ic\x00F0aooiee eeaneo\x00B3eothoueny oaeiae ye:

— aa\x00F0aioiaai\x00B3, oiaoi, oae\x00B3 ui caaacia/othoue aa\x00F0aio\x00B3th ieaoaaeo ca \x00F0aooiie aeaiiiiaaiiy a\x00F0ioiaeo cania\x00B3a;

— iaaa\x00F0aioiaai\x00B3, oiaoi, oae\x00B3 ca yeeo ieao\x00B3ae ia aa\x00F0aioo\x00BAoueny;

Caeaaeii a\x00B3ae niiniao \x00F0aae\x00B3caoe\x00B3? i\x00F0iaeoeoe\x00B3? aacaio\x00B3aeia\x00B3 \x00F0ic\x00F0aooiee iiaeooue aoaee:

- i\x00F0yi\x00B3 - cae\x00B3eniththoueny aaciina\x00F0aaeiuei i\x00B3ae iinoa/aeueieeaie;

- o\x00F0aiceoi\x00B3 - cae\x00B3eniththoueny ca iayaiino\x00B3 i\x00F0ii\x00B3aeieo no\x00F0oeoo\x00F0 (eaiie).

O no/anieo oiiaao aeineoue /\x00B3oei i\x00F0iyaeeeny iniiai\x00B3 i\x00F0iaeaie iiaeaeueoiai \x00F0icaeoeo nenoaie aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a o ia\x00F0iaeiiio ainiiaea\x00F0noa\x00B3 Oe\x00F0a?ie:

— iioei\x00B3caoe\x00B3th oi\x00F0ie \x00B3 niinia\x00B3a aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a, ?o i\x00F0aai\x00B3caoe\x00B3?; aea\x00B3\x00F0 iae\x00F0aoe\x00B3iiaeueieo o iaaieo aeiiii\x00B3/ieo oiiaao oi\x00F0i \x00F0ic\x00F0aooie\x00B3a, ye\x00B3e aeaaaee a iaea\x00B3eueoee aoaeo;

— i\x00B3aeaeuaiiy naiino\x00B3eiino\x00B3 ainiiaea\x00F0nueeeo noa’\x00BAeo\x00B3a ca oiiae aeineiiaeueii? i\x00F0aai\x00B3caoe\x00B3? \x00B3 cae\x00B3eniaiiy aacaio\x00B3aeiaeo \x00F0ic\x00F0aoeie\x00B3a o ainiiaea\x00F0aueeiio iai\x00F0io\x00B3, a\x00F0ioiaa a\x00B3aeiia\x00B3aeaeuei\x00B3noue i\x00B3aei\x00F0e\x00BAinoa iaaeiiaea\x00F0aeaiiyi a\x00F0ioiaeo eioo\x00B3a i\x00B3ney a\x00B3aei\x00F0aaeaiiy oiaa\x00F0\x00B3a /e iaaeaiiy iineoa aeiaaa\x00BA, uia oe\x00B3 ae i\x00B3aei\x00F0e\x00BAinoaa iaee i\x00F0aai a\x00B3eueii ae\x00B3yoe a noa\x00F0\x00B3 aacaio\x00B3aeiaiai ia\x00B3ao;

— iino\x00B3eiee iiooe iiaeo iaoai\x00B3ci\x00B3a i\x00F0aai\x00B3caoe\x00B3? aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a, ye\x00B3 aeicaieeee a ia aeiiii\x00B3/i\x00B3e iniia\x00B3 iiaeieaoe e\x00F0ecia\x00B3 yaeua \x00B3 i\x00F0ioeane a a\x00F0ioia\x00B3e noa\x00F0\x00B3.

Nenoaia aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a ia\x00BA aooe iaeo\x00B3ni\x00B3oei /eiii iia’ycaia c \x00F0aaeueiei oiaa\x00F0iei iai\x00F0ioii. O\x00B3eueee ca oaei? oiiae caaacia/oaaoeiaony aacia\x00F0aa\x00B3eiee e\x00F0oaiia\x00B3a eioo\x00B3a ainiiaea\x00F0nueeeo noa’\x00BAeo\x00B3a \x00B3, ye \x00F0acoeueoao, \x00F0icaeaaoeiaoueny oa ye\x00B3nii aaeineiiaethaaoeiaoueny ae\x00F0iaieoeoai.

Ii\x00F0iae\x00B3caoe\x00B3y nenoaie aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a ni\x00F0eyoeia noaiiaeaiith ii\x00F0iaeueieo \x00F0eieiaeo aeaeiinei. I\x00F0iaeaia i\x00F0aai\x00B3/iiai ca’yceo nenoaie aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a c \x00F0eieiaei na\x00F0aaeiaeuai, ui oi\x00F0iothoueny o a\x00B3o/eciyiiio ia\x00F0iaeiiio ainiiaea\x00F0noa\x00B3, iaaoaa\x00BA nueiaiaei\x00B3 iniaeeai? aeooaeueiino\x00B3.

III. AEAeE AACAIO\x00B2AEIAEO \x00D0IC\x00D0AOOIE\x00B2A

Ieao\x00B3aeia aei\x00F0o/aiiy

Ca\x00B3aeii c Iieiaeaiiyi “I\x00F0i aacaio\x00B3aeia\x00B3 \x00F0ic\x00F0aooiee” a ainiiaea\x00F0nueeiio iai\x00F0io\x00B3 Oe\x00F0a?ie, iioe\x00F0aiith i\x00F0aaiaith oi\x00F0iith aacaio\x00B3aeiaiai \x00F0ic\x00F0aooieo \x00BA ieao\x00B3aeia aei\x00F0o/aiiy. Noeoii\x00B3noue oe\x00B3\x00BA? oi\x00F0ie caiaeeoueny aei oiai , ui ia aeaieo aaieo, caiiaiaiiai o a\x00B3aeiia\x00B3aeiino\x00B3 c aeiiaaie IAO, aieiaea\x00F0 \x00F0aooieo aea\x00BA aei\x00F0o/aiiy aaieo, ui eiai ianeoaiao\x00BA, i\x00F0i ia\x00F0a\x00F0aooaaiiy aecia/aii? ?i noie c\x00B3 naiai \x00F0aooieo ia \x00F0aooiie noa’\x00BAeoa \x00F0ic\x00F0aooieiaeo a\x00B3aeiinei ca iinoaaeaio i\x00F0iaeoeoe\x00B3th, iaaeaio iineoao oiui. Oaeei /eiii ieao\x00B3aeia aei\x00F0o/aiiy - \x00F0ic\x00F0aooieiaee aeieoiaio yeee \x00BA ienueiiai ioiieaiei aei\x00F0o/aiiyi ee\x00B3\x00BAioa aaieo, ui eiai ianeoaiao\x00BA, ia ia\x00F0a\x00F0aooaaiiiy aecia/aii? noi\x00B3 eioo\x00B3a c\x00B3 naiai \x00F0aooieo.

\x00D0ic\x00F0aooiee ieao\x00B3aeiei aei\x00F0o/aiiyi - iaeia c iaeiioe\x00F0ai\x00B3oeo oi\x00F0i aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a o ainiiaea\x00F0nueeiio iai\x00F0io\x00B3 Oe\x00F0a?ie. Iiceoeaiith \x00F0enith \x00F0icaooie\x00B3a \x00B3c canoinoaaiiyi ieao\x00B3aeieo aei\x00F0o/aiue \x00BA ?oi\x00B3e oi\x00B3aa\x00F0naeueiee oa\x00F0aeoa\x00F0. Aei\x00F0o/aiiy oe\x00F0iei canoiniao\x00BAoueny a \x00F0ic\x00F0aooieao ca iae\x00F0\x00B3ciiiai\x00B3oieie ieaoaaeaie.

Oaoiieia\x00B3y \x00F0ic\x00F0aooie\x00B3a ieao\x00B3aeieie aeio/aiiyie iieyaa\x00BA a oiio ui aaie ieaoieea nieno\x00BA cacia/aio o aei\x00F0o/ai\x00B3 noio c \x00F0aooiea ieaoieea \x00B3 ca\x00F0aoiao\x00BA ?? ia \x00F0aooiie iinoa/aeueieea.

Ieao\x00B3aei\x00B3 aei\x00F0o/aiiy a Oe\x00F0a?i\x00B3 canoiniaothoueny i\x00F0e \x00F0ic\x00F0aooieao ca iinoaaeai\x00B3 oiaa\x00F0ii-iaoa\x00F0\x00B3aeuei\x00B3 oe\x00B3iiino\x00B3 \x00B3 iaaeai\x00B3 iineoae, aeey iiia\x00F0aaeiuei? iieaoe oiaa\x00F0\x00B3a \x00B3 iineeoa, aianaiiy aaainiaeo ieaoaae\x00B3a o aeiaaeeao, ia\x00F0aaeaa/aiieo /eiiei caeiiiaeaanoaii, iiaaoaiiy e\x00F0aaeeoi\x00F0nueei? caai\x00F0aiaaiiino\x00B3 iinoa/aeueieeii ca \x00F0ai\x00B3oa iaea\x00F0aeai\x00B3 oiaa\x00F0e \x00B3 iineoae. E\x00F0\x00B3i oiai, i\x00B3aei\x00F0e\x00BAinoaa e i\x00F0aai\x00B3caoe\x00B3? \x00F0ic\x00F0aoiaothoueny ieao\x00B3aeieie aei\x00F0o/aiiyie i\x00F0e cae\x00B3eniaii\x00B3 iaoiaa\x00F0ieo iia\x00F0aoe\x00B3e: \x00F0ic\x00F0aooie\x00B3a \x00B3c aea\x00F0aeaaiei athaeaeaoii, i\x00F0aaiaie nioe\x00B3aeueiiai no\x00F0aooaaiiy oiui.

I\x00F0e \x00F0ic\x00F0aooieao ca oaeoe/ii a\x00B3aeaaioaaeaio i\x00F0iaeoeoe\x00B3th (aeeiiai\x00B3 \x00F0iaioe, iaaeai\x00B3 iineoae) o ieao\x00B3aeiiio aei\x00F0o/aii\x00B3 a \x00F0yaeeo “i\x00F0ecia/aiiy ieaoaaeo” aeaco\x00BAoueny iacaa (aeae) a\x00B3aeaaioaaeaii? i\x00F0iaeoeoe\x00B3? (aeeiiaieo \x00F0ia\x00B3o, iineoa), iiia\x00F0, aeaoa oiaa\x00F0ii-o\x00F0ainii\x00F0oiiai /e \x00B3ioiai aeieoiaioa, ui i\x00B3aeoaa\x00F0aeaeo\x00BA a\x00B3aeaaioaaeaiiy i\x00F0iaeoeoe\x00B3? (aeeiiaiiy \x00F0ia\x00B3o, iaaeaiiy iineoa).

Aeey iaea\x00F0aeaiiy oiaa\x00F0ii-iaoa\x00F0\x00B3aeueieo oe\x00B3iiinoae a\x00B3ae iinoa/aeueiee\x00B3a i\x00B3aei\x00F0e\x00BAinoai aeieno\x00BA aei\x00F0o/aiiy oeiiai? oi\x00F0ie. i\x00F0eiaiiy oiaa\x00F0\x00B3a, ui iaae\x00B3eoee ia i\x00B3aei\x00F0e\x00BAinoai, cae\x00B3enith\x00BAoueny ia iniia\x00B3 noi\x00F0ia\x00B3aeieo aeieoiaio\x00B3a iinoa/aeueieea. Aeyaeai\x00B3 i\x00F0e i\x00F0eeiaii\x00B3 \x00F0icoiaeaeaiiy (iaaeinoa/a, ia\x00F0ani\x00F0oe\x00F0aoe\x00B3y) ioi\x00F0ieythoueny a\x00B3aeiia\x00B3aeiei aeoii.

Noaia aeieoiaioiia\x00B3ao i\x00F0e \x00F0ic\x00F0aooieao ieao\x00B3aeieie aei\x00F0o/aiiyie oaea:

1) io\x00F0eiaaoe oiaa\x00F0 \x00B3 \x00F0aooiie-oaeoo\x00F0o a\x00B3ae iinoa/aeueieea, iieoiaoeue iai\x00F0aaey\x00BA ieao\x00B3aeia aei\x00F0o/aiiy a na\x00B3e aaie;

2) aaie nieno\x00BA a\x00B3aeiia\x00B3aei\x00B3 a\x00F0ioia\x00B3 eiooe c \x00F0aooiea iieoioey \x00B3 iai\x00F0aaey\x00BA aeieoiaioe i\x00F0i ia\x00F0a\x00F0aooaaiiy eioo\x00B3a ia \x00F0aooiie o aaie iinoa/aeueieea;

3) aaie iinoa/aeueieea ca\x00F0aoiao\x00BA a\x00B3aeiia\x00B3aeio a\x00F0ioiao noio ia \x00F0aooiie iinoa/aeueieea. \x00D0aooiie-oaeoo\x00F0a - aeieoiaio, yeee aeiono\x00BA i\x00F0iaeaaaoeue aeey iieaoe iieoioeai oiaa\x00F0ii-iaoa\x00F0\x00B3aeueieo oe\x00B3iiinoae, ui \x00F0aae\x00B3cothoueny (aai aeeiiaiieo \x00F0ia\x00B3o /e iiaeaieo iineo).

\x00D0aooiie-oaeoo\x00F0a i\x00B3noeoue iien oa oe\x00B3io oiaa\x00F0\x00B3a (\x00F0ia\x00B3o, iineoa).