Поняття, принципи і система безготівкових розрахунків, Детальна інформація

Ii\x00F0yaeie aeioneo \x00B3 ia\x00B3ao aaenae\x00B3a o aaaaoueio e\x00F0a?iao na\x00B3oo aecia/a\x00BAoueny AEaiaanueeith aaenaeueiith eiiaaioe\x00B3\x00BAth, i\x00F0eeiyoith o 1930\x00F0. O eieeoiueiio N\x00D0N\x00D0 07.08.1937\x00F0. aoei i\x00F0eeiyoi Iinoaiiao OeAE oa \x00D0IE N\x00D0N\x00D0 “Iieiaeaiiy i\x00F0i ia\x00F0aeaciee \x00B3 i\x00F0inoee aaenaeue”, yea a iniiaiiio ae\x00B3\x00BA e oaia\x00F0.

Aaenaeue-oe\x00B3iiee iai\x00B3\x00F0, yeee cana\x00B3ae/o\x00BA aacoiiaia a\x00F0ioiaa caaia’ycaiiy aaenaeaaeaaoey (ai\x00F0aeieea) nieaoeoe i\x00B3ney ianoaiiy no\x00F0ieo aecia/aio noio a\x00F0ioae aeanieeia\x00B3 aaenaey (aaenaeaaea\x00F0aeaoaeth). Aaenaeue \x00BA iaeii/anii \x00F0ic\x00F0aooieiaei aeieoiaioii (caniaii ieaoaaeo) \x00B3 oe\x00B3iiei iaia\x00F0ii, ui iiaea eoioaaoeny \x00B3 i\x00F0iaeaaaoeny ia oiiaeiaiio \x00F0eieo.

A Oe\x00F0a?i\x00B3 aeei\x00F0enoaiiy aaenae\x00B3a o ainiiaea\x00F0nueeiio iai\x00F0io\x00B3 ii/aeiny c 1992 \x00F0ieo. aaenaeueiee ia\x00B3a o a\x00B3o/eciyiiio ia\x00F0iaeiiio ainiiaea\x00F0noa\x00B3 \x00BA cia\x00F0yaeaeyi eiia\x00F0oe\x00B3eiiai e\x00F0aaeeoo oa iie\x00B3ioaiiy \x00F0ic\x00F0aooieiaeo a\x00B3aeiinei i\x00B3ae noa’\x00BAeoaie ainiiaea\x00F0nueei? ae\x00B3yeueiino\x00B3. aaaeeeaith \x00BA \x00F0ieue aaenae\x00B3a aeey iie\x00F0eooy aca\x00BAiii? caa\x00F0aiaaiiino\x00B3 ainiiaea\x00F0nueeeo noa’\x00BAeo\x00B3a. Iaeiae ianyae aaenaeueiiai ia\x00B3ao a Oe\x00F0a?i\x00B3 iaeaea ia c\x00F0inoathoue, a ye\x00B3noue naieo aaenae\x00B3a cieaeo\x00BAoueny.

Aieiai\x00B3 iniaeeaino\x00B3 aaenaey iieyaathoue o oiio, ui a\x00B3i \x00BA ii-ia\x00F0oa, aano\x00F0aeoiei ai\x00F0aiaei caaia”ycaiiyi. Oiaoi a oaeno\x00B3 aaenaey iaia\x00BA aoaeue-yeeo iiyniaiue uiaei iiyae a\x00F0ioiaiai ai\x00F0ao; ii-ae\x00F0oaa aeanoeaa aaccanoa\x00F0aaei\x00B3noue, iaia’yceia\x00B3noue iieaoe o a\x00B3aeiia\x00B3aeiino\x00B3 c oeie iieiaeaiiyie, ui i\x00B3noyoueny o aaenae\x00B3. Oea icia/a\x00BA, ui o\x00B3c\x00B3/i\x00B3 oa th\x00F0eaee/i\x00B3 iniae, aeaeaaoe aaenaeue, aa\x00F0ooue ia naaa aacoiiaia aano\x00F0aeoia ciaia’ycaiiy nieaoeoe aeanieeo (aaenaeaaea\x00F0aeaoaeth) aeacaio a iueiio noio o anoaiiaeaiee no\x00F0ie; ii-o\x00F0ao\x00BA, aaenaeue aeionea\x00BAoueny ia ii\x00F0\x00B3aiyii ei\x00F0ioeee no\x00F0ie. Oi\x00F0iaeueii a\x00B3i iiaea aeioneaoenue o iaaeao iaeiiai \x00F0ieo, aea oaeoe/ii oea \x00F0iaeoueny ia\x00F0aaaaeii ia 1-3 i\x00B3nyoe\x00B3; ii-/aoaa\x00F0oa, i\x00F0aaeiaoii aaenaeueiiai ciaia’ycaiiy iiaeooue aooe eeoa a\x00F0io\x00B3, oiaoi noie eioo\x00B3a o oi\x00F0i\x00B3 iaoe\x00B3iiaeueii? /e \x00B3iicaiii? aaethoe; ii-i’yoa, aeieeioaoe ia iniia\x00B3 e\x00F0aaeeoii? eiia\x00F0oe\x00B3eii? oaiaee (eiio\x00F0aeoo, aeiaiai\x00F0o), aaenaeue c /anii a\x00B3aeie\x00F0aieany a\x00B3ae ia?.

Aeioneathoueny aeaa aeaea aaenae\x00B3a: i\x00F0inoee \x00B3 ia\x00F0aeaciee.

I\x00F0inoee (niei-aaenaeue) - aaenaeue i\x00B3noeoue i\x00F0inoo \x00B3 i\x00B3/ei ia iaoiiaeaio ia\x00B3oeyieo aaenaeaaeaaoey nieaoeoe aeanieeia\x00B3 aaenaey i\x00B3ney aeacaiiai oa\x00F0i\x00B3io iaaio noio a\x00F0ioae. \x00D0ic\x00F0\x00B3ciythoue aeaa aeaee i\x00F0inoeo aaenae\x00B3a: eiia\x00F0oe\x00B3ei\x00B3 aaenae\x00B3, ui iathoue a\x00B3aeiioaiiy aei oi\x00F0aiaeo e\x00F0aaeeoieo iia\x00F0aoe\x00B3e, a oaeiae aaie\x00B3anuee\x00B3 aaenae\x00B3, ye\x00B3 ioi\x00F0ieythoue iaaeaiiy aio\x00B3aeiaeo eioo\x00B3a eiia\x00F0oe\x00B3eieie aaieaie nai?i ee\x00B3\x00BAioii.

Ia\x00F0aeaciee aaenaeue, aai o\x00F0aoa, i\x00B3noeoue ienueiiaee iaeac aaenaeao\x00F0eia/a (o\x00F0anaioa), aae\x00F0aniaaiee ieaoieeia\x00B3 (o\x00F0anaoia\x00B3), nieaoeoe o\x00F0ao\x00B3e inia\x00B3 (\x00F0ai\x00B3oaioia\x00B3) iaaio noio a\x00F0ioae o iaaiee oa\x00F0i\x00B3i. \x00D0ai\x00B3oaio-iaea\x00F0aeoaa/ a\x00F0ioae, yeee aieiae\x00B3\x00BA aaenaeai, i\x00F0aae’yaey\x00BA eiai aei iieaoe o\x00F0anaoo \x00B3 iaea\x00F0aeo\x00BA a\x00F0io\x00B3.

Iniiaiith a\x00B3ae’\x00BAii\x00B3noth i\x00F0inoiai aaenaey a\x00B3ae ia\x00F0aeaciiai \x00BA oa, ui i\x00F0e \x00F0ic\x00F0aooieao ca aeiiiiiaith i\x00F0inoiai aaenaey aaenaeaaeaaaoeue \x00B3 ieaoiee \x00BA iaei\x00B3\x00BAth iniaith.

O i\x00F0aeoeoe\x00B3 ia\x00B3ao aaenae\x00B3a neeaeeny e\x00B3eueea ?o \x00F0\x00B3ciiaeae\x00B3a:

ii-ia\x00F0oa, aaenaeue aa\x00B3ciaaiee (adrice bill) - aaenaeue, iinoaaeaiee ia iae\x00B3e o iiaeaoea\x00B3e \x00B3niaeoe\x00B3? aai a ieoi\x00B3e neoaea\x00B3;

ii-ae\x00F0oaa, aaenaeue aaainiaee ( advance bill) - aaenaeue, ui canoinoaaany o e\x00F0aaeeoieo a\x00B3aeiineiao N\x00D0N\x00D0 o 1922-1929\x00F0\x00F0. A\x00B3i ia\x00F0aaeaa/aa aca\x00BAiia e\x00F0aaeeooaaiiy ainiiaea\x00F0neeo i\x00F0aai\x00B3caoe\x00B3e oeyoii aaainoaaiiy iaeaooi\x00B3o iinoaaie /e iaaeaiiy iineoa;

ii-o\x00F0ao\x00BA, aaenaeue aeaieiaee - aaenaeue, eio\x00F0ee aeionea\x00BAoueny iieoioeai ye /enoee oi\x00F0ioey\x00F0 aaenaey, ui a iaeaooiueiio aoaea caiiaiaiiee i\x00F0iaeaaoeai. Oiaoi a iiiaio oeeaaeaiiy oaiaee i\x00F0i eoi\x00B3aeth ua ia anoaiiaeaii inoaoi/io oe\x00B3io oiaa\x00F0o \x00B3 no\x00F0ie eiai iinoaaee;

ii-/aoaa\x00F0oa, aaenaeue aacoiaa\x00F0iee - aaenaeue, o oaeno\x00B3 yeiai cacia/aii, ui aaethoa io\x00F0eiaia ia oiaa\x00F0ii, a aio\x00B3aeith aai aoaeue-yeeie \x00B3ioeie niiniaaie.

ii-i’yoa, aaenaeue a\x00F0iiciaee (accommodation bill) - aaenaeue, ui ia ia\x00BA iaeiiaiai caaacia/aiiy. A\x00B3i ia\x00F0aaaaeii aeaea\x00BAoueny c iaoith ooo/iiai ca\x00B3eueoaiiy ai\x00F0a\x00B3a iniae o aeiaaeeo ?? iani\x00F0iiiaeiino\x00B3 a\x00B3aeiia\x00B3aeaoe ca caaia’ycaiiyie.

ii-oinoa, aaenaeue ae\x00F0oaei\x00B3e - aaenaeue, ui eiai aeoeaioo\x00BA ooinue \x00B3c ae\x00F0oaei\x00B3o iioea\x00B3a \x00B3 niiae\x00B3aa\x00BAoueny, ui eiio ia aeiaaaeaoueny a\x00B3aeiia\x00B3aeaoe ca caaia’ycaiiyie aeaiiiai aaenaey. Oaeee aeoeaioaio i\x00F0ineoue iaaeaoe ae\x00F0oaeith iineoao i\x00B3aei\x00F0e\x00BAinoao, ui a\x00B3ae/oaa\x00BA o\x00B3iainia\x00B3 o\x00F0oaeiiu\x00B3, uia aiii ciiaei iie\x00F0eoe nai? caaia’ycaiiy aeoeaioiaaiei aaenaeai, a iio\x00B3i oaea caaacia/eoe aeeiiaiiy nai?o ciaia’ycaiue \x00B3 ca aeaiei aaenaeai.

A ia\x00B3ao iiaeooue ia\x00F0aaoaaoe oaeiae aaenae\x00B3 \x00B3iiai\x00F0iaei\x00B3 (bill on another piace). Aiie ia\x00F0aaeaa/athoue i\x00B3noea cae\x00B3eniaiiy ieaoaaeo, ui ia \x00BA i\x00B3noeai ia\x00F0aaoaaiiy aaenaeaaea\x00F0aeaoaey /e i\x00B3noeai iae\x00B3eo aeaiiai aaenaey.

Iie\x00F0eooy aeaeaoe\x00B3a aea\x00F0aeaae ni\x00F0e/eieei iiyao aaenae\x00B3a eacia/aenueeeo - iaeei \x00B3c aeae\x00B3a aea\x00F0aeaaieo oe\x00B3iieo iaia\x00F0\x00B3a no\x00F0ieii aei 12 i\x00B3nyoe\x00B3a.

Iniiaieie noa’\x00BAeoaie aeiiii\x00B3/ieo a\x00B3aeiinei i\x00F0e \x00F0ic\x00F0aooieao aaenaeyie \x00BA:

- aaenaeaaeaaaoeue (o\x00F0anaio, ia\x00F0oee iaaoaa/ aaenaey);

- aaenaeaaea\x00F0aeaoaeue (\x00F0ai\x00B3oaio);

- ieaoiee (o\x00F0anao).

O\x00F0anao (ieaoiee) noa\x00BA ai\x00F0aeieeii ca aaenaeai o\x00B3eueee i\x00B3ney oiai, ye aeoeaioo\x00BA aaenaeue, oiaoi aeanoue caiaeo ia eiai iieaoo, iinoaaeaoe ia iueiio na\x00B3e i\x00B3aeien. Eeoa i\x00B3ney aeoeaioo aaenaeue noa\x00BA iiaiioe\x00B3iiei aeeiiaa/ei aeieoiaioii. Aaenaeue iiaea aeienaoe ye ieaoiee, oae \x00B3 iinoa/aeueiee. sseui aaenaeue aeionea\x00BAoueny iinoa/aeueieeii, oi ieaoiee iiaeiai iaia”yceiai aeoeaiooaaoe oaeee aaenaeue.

No\x00F0ie ieaoaaeo ca aaenaeai anoaiiaeth\x00BAoueny ca aca\x00BAiiith aeiiiaeaii\x00B3noth i\x00B3ae iinoa/aeueieeii \x00B3 iieoioeai. I\x00F0e ianoaii\x00B3 no\x00F0ieo ieaoaaeo ca aaenaeai a\x00B3i iiea/o\x00BAoueny ca \x00F0aooiie eioo\x00B3a ieaoieea c eiai \x00F0ic\x00F0aooieiaiai \x00F0aooieo.

Aaenaeueiee ia\x00B3a, oaeei /eiii, iia’ycaiee c aeiaieiaiyi ai\x00F0ao (ai\x00F0aiaeo caaia’ycaiue) o a\x00B3aeiineiao i\x00B3ae iinoa/aeueieeaie \x00B3 iieoioeyie (niiaeeaa/aie). Noaia aca\x00BAiica’yce\x00B3a o iaei\x00F0ino\x00B3oiio aeaeyae\x00B3 ooo oaea: i\x00B3aei\x00F0e\x00BAinoai io\x00F0eiaaoe aaenaeue a\x00B3ae naiai iieoioey, aeei\x00F0enoiao\x00BA oeae aaenaeue aeey \x00F0ic\x00F0aooie\x00B3a oaea c\x00B3 nai?i iinoa/aeueieeii.

Iaaeeiiaiiy oiia aaenaeueiiai ia\x00B3ao, iaiieaoa aaenaey o aecia/aiiee no\x00F0ie i\x00F0ecaiaeeoue aei aaie\x00F0oonoaa ai\x00F0aeieea ia iniia\x00B3 \x00F0aae\x00B3caoe\x00B3? i\x00F0eieio iiaii? iaoa\x00F0\x00B3aeueii? a\x00B3aeiia\x00B3aeaeueiino\x00B3.

Aaaeeeaa cia/aiiy nueiaiaei\x00B3 ia\x00BA oi\x00F0ioaaiiy iaae\x00B3eiiai iaoai\x00B3cio \x00F0aaoethaaiiy aaenaeueiiai ia\x00B3ao. \x00B2inoeoooe\x00B3iiaeueio iniiao oaeiai \x00B3aoai\x00B3cio iiaea a neeanoe caaaeueii-aea\x00F0aeaaia aaenaeueia iaeaoa, yea iiaea a i\x00F0aai\x00B3coaaoe \x00F0a\x00BAno\x00F0iaee eiio\x00F0ieue aaenae\x00B3a ca \x00BAaeeieie i\x00F0aaeeaie, a oaeiae acyoe ia naaa aaaeaiiy caaaeaiiai \x00F0a\x00BAno\x00F0o aaenaeueieo aeione\x00B3a. \x00D0a\x00BAno\x00F0aoe\x00B3y aaenae\x00B3a, a\x00B3aenoaaeoaaiiy oeyo\x00B3a ?o \x00F0ooo aeicaiey\x00BA a\x00B3ae\x00F0aco ae \x00F0ii\x00B3ciaoe oaeueoea\x00B3 aaenae\x00B3, i\x00B3ae\x00F0iaee, aeyaeoe oaeoe iaaeia\x00F0inia\x00B3niiai i\x00F0eaeaaiiy aaenae\x00B3a.

Aaenaeue \x00BA aano\x00F0aeoiei ai\x00F0aiaei ciaia’ycaiiyi, oiaoi o iueiio ia aeaco\x00BAoueny iaoa\x00F0\x00B3aeueia i\x00B3aenoaaa ai\x00F0ao ia a\x00B3aei\x00B3io a\x00B3ae \x00B3ioeo \x00F0ic\x00F0aooieiaeo aeieoiaio\x00B3a, o yeeo /\x00B3oei cao\x00B3eniaaii, ca ye\x00B3 oiaa\x00F0ii-iaoa\x00F0\x00B3auei\x00B3 oe\x00B3iiino\x00B3 (iineoae, \x00F0iaioe) cae\x00B3enith\x00BAoueny \x00F0ic\x00F0aooiee.

Aaenaeue - oea aeieoiaio, neeaaeaiiee o ienueiia\x00B3e oi\x00F0i\x00B3 ia iaia\x00F0\x00B3, yeee i\x00B3noeoue no\x00F0iai aecia/aio e\x00B3euee\x00B3noue iaia’yceiaeo \x00F0aea\x00B3ceo\x00B3a. O oeueiio ca’yceo iaeiia\x00F0niaeoeaiei \x00BA \x00F0icaeoie \x00F0ic\x00F0aooieiaeo iia\x00F0aoe\x00B3e c aacaeieoiaioa\x00F0ieie aaenaeyie, oiaoi aeei\x00F0enoaiiy aeaeo\x00F0iii? oi\x00F0ie aaenae\x00B3a. Aacaeieoiaioa\x00F0iee ia\x00B3a ia iiaea caaacia/eoe, iai\x00F0eeeaae, oaeiai \x00F0aea\x00B3ceoo aaenaey, ye i\x00B3aeien oiai, ooi eiai aeaea\x00BA, ui iicaiaey\x00BA aaenaeue caeiii? neee. A\x00B3aenooi\x00B3noue i\x00B3aeieno aaenaeaaeaaoey o aaenae\x00B3 \x00F0iaeoue oeae oe\x00B3iiee iai\x00B3\x00F0 aacci\x00B3noiaiei. Aac i\x00B3aeieno iaia\x00BA ienueiiaiai ciaia’ycaiiy.

Aoaeue-yeee ia\x00F0aeaciee aaenaeue iiaea aooe ia\x00F0aaeaiee ca aeiiiiiaith cae\x00B3eniaiiy iniaeeaiai ia\x00F0aaeaoiiai iaaeieno ia cai\x00F0io\x00B3 aaenaey-\x00B3iaeinaiaioo. Iniaa, yea i\x00F0e oeueiio iinooia\x00BAoueny nai?i i\x00F0aaaie, iaceaaaoueny (\x00B3iaeinaio), a yea iaaoaa\x00BA ?o - “\x00B3iaeinao”. Cae\x00B3enithth/e \x00B3iaeinaiaio \x00B3iiaeinaio aa\x00F0a ia naaa aano\x00F0aeoi\x00B3 ciaia”ycaiiy, iiae\x00B3aii aei oiai, ye oea \x00F0iaeoue aaenaeaaea\x00F0aeaoaeue ca aeaea/\x00B3 aaenaey. Iniaa o yei? ciaoiaeeoueny ia\x00F0aeaciee aaenaeue, \x00F0icaeyaea\x00BAoueny ye aaenaeaaea\x00F0aeaoaeue, yeui aiia caniiao\x00BA i\x00F0aai ia ia\x00F0a\x00F0aaiiio \x00F0yae\x00B3 \x00B3iaeinaiaio\x00B3a. Cae\x00F0aneai\x00B3 \x00B3iaeinaiaioe aaaaeathoueny i\x00F0e oeueiio iaiaienaieie.

Ieao\x00B3ae ca ia\x00F0aeaciei aaenaeai iiaea aooe caaacia/eiee iiai\x00B3noth aai a /anoei\x00B3 aaenaeueii? noie ca aeiiiiiaith aaaey - aaenaeueiiai ii\x00F0o/eoaeuenoaa. Aaae\x00B3no, oiaoi iniaa, yea cae\x00B3enieea aaaeue, i\x00F0eeia\x00BA ia naaa a\x00B3aeiia\x00B3aeaeuei\x00B3noue ca aeeiiaiiy caaia’ycaiiy uiaei iieaoe aaenaey. Aaaeue ca\x00B3eueoo\x00BA iaae\x00B3ei\x00B3noue aaenaey, \x00B3 oaeei /eiii, ni\x00F0ey\x00BA oe\x00F0ieiio canoinoaaiith oe\x00B3\x00BA? oi\x00F0ie aacaio\x00B3aeiaeo \x00F0ic\x00F0aooie\x00B3a. Aaae\x00B3no iana a\x00B3aeiia\x00B3aeaeuei\x00B3noue oae naii, ye \x00B3 oie c eiai a\x00B3i aeaa aaaeue.